Pradhan Mantri Awas Yojana 2023:– The Prime Minister of our country, Narendra Modi, has started Pradhan Mantri Awas Yojana 2023 Scheme on June 22, 2015, with the aim of providing their own pucca (पक्के) houses to the people experiencing homelessness, kutcha houses and slum-dwelling families living below the poverty line. The government has divided this scheme into two parts. The first part of which is Pradhan Mantri Urban Housing Scheme, the second part is Pradhan Mantri Rural Housing Scheme. Through which a target was set to construct 4 crore pucca (पक्के) houses in the country by March 31, 2022.
Under this scheme, loans are provided to the eligible applicants for the construction of pucca (पक्के) houses and subsidy is also provided by the government on this loan. So come and know with us that under Pradhan Mantri Awas Yojana 2023, how much loan is provided to which class by the government and how much subsidy is provided on that loan. Apart from this, to know about all other important information related to PMAY 2023, do read our article till the end.
Pradhan Mantri Awas Yojana 2023
Families belonging to EWS, LIG and MIG Group Income are benefited by the Central Government under the Pradhan Mantri Awas Yojana (PMAY). So far, 58 lakh pucca (पक्के) houses have been constructed by the PMAY Urban Sector and 2.52 crore pucca (पक्के) houses by the PMAY Rural Sector of this scheme. Earlier, the validity of providing benefits of PMAY-Shahri was fixed on March 31, 2022. Which has now been extended till September 30, 2022. Now the eligible families of urban areas will get the benefit of CLSS for construction of houses under this scheme till September 30.
Apart from this, the validity of providing benefits of PMAY-Gramin was also 31 March, which has been extended by the Union Cabinet till 31 March 2024 to meet the target of construction of 2.95 crore houses. All these necessary steps taken under Pradhan Mantri Awas Yojana 2023, Prime Minister Modi’s Housing for All by providing own pucca (पक्के) houses to almost all the people experiencing homelessness, kutcha houses, slum-huts or roadside citizens of the country in the coming times. Will fulfill the mission of
Latest Update: Budget Increased for PM Awas Yojana
In the budget for the financial year 2023-24 regarding the Pradhan Mantri Awas Yojana, Finance Minister Nirmala Sitharaman has announced to give more budget than before to fulfill the dream of poor citizens of the country. So that the government can provide benefits to maximum number of people under Pradhan Mantri Awas Yojana. The budget of PM Awas Yojana 2023 has been increased by 66 percent by the central government.
Presently the budget amount for the implementation of this scheme has been increased to Rs 79000 crore. This budget amount will help in increasing the number of houses. PM Awas Yojana was launched by the Government of India in 2015 to provide the benefit of housing to the poor families of the country.
In which a target was set to provide pucca (पक्के) houses to all the eligible beneficiaries by 2024. Under this scheme, the house or amount is allotted to the citizens of both urban and rural categories. So that poor citizens can get houses built through this scheme.
Pradhan Mantri Awas Yojana will be operated till 2024
The poor families of the country will now get the benefit of Pradhan Mantri Awas Yojana till 2024. This scheme was started by the Central Government in 2015 till 2022. But considering the achievements of this scheme, it has been extended till 2024. That is, the government has extended this scheme for two more years.
Under this scheme, approval has been granted for the construction of 122 lakh new houses. In these houses, the construction work of 65 lakh houses has been completed and the construction work of remaining houses is also going on fast. This scheme has been extended till 2024 so that more and more poor families can get their own house.
Here’s to add more happiness, more smiles in lives of people & empowering them!
— Housing For All (@PMAYUrban) August 11, 2022
With extension of #PMAYUrban till December 2024, housing dreams of many more families will be fulfilled. #HousingForAll pic.twitter.com/Tm8IvG6H8m
Pradhan Mantri Awas Yojana 2023 – Overview
| Scheme Name | Pradhan Mantri Awas Yojana 2023 |
| Parts of Scheme | Prime Minister Urban Housing Scheme (PMAY-U) Prime Minister Rural Housing Scheme (PMAY-G) |
| Started By | Prime Minister Narendra Modi |
| Start date | 22 June, 2015 |
| End Date | PMAY-U till 30th September 2022 PMAY-G till 31st March |
| beneficiary | All citizens belonging to EWS,LIG,MIG1 and MIG |
| Aim | Providing pucca (पक्के) Housing |
| Application Mode | Online |
| Official Website | https://pmaymis.gov.in/ |
Pradhan Mantri Awas Yojana (Urban) celebrates transformation of millions of beneficiaries. With every #house delivered under the Mission, a new story of how hope & resilience has won was scripted. The Mission has thus instilled belief in people to fulfil their dreams. pic.twitter.com/UHaqKJdgwk
— Housing For All (@PMAYUrban) May 19, 2022
Details of Loan and Subsidy Under PMAY
| Beneficiary Category | Type Annual Income | Corporate Area | Subsidy Amount (%) | Calculated as per Subsidy | Loan Maximum Subsidy (Rs) | Maximum Loan Repayment Period |
| Economically Weaker | 0-3 Lakh | 60 Sq. Meter | 6.50 % | 6 Lakh | 2.67 Lakh | 20 Years |
| Low Income Group Citizens | 3-6 Lakh | 60 Sq. Meter | 6.50% | 6 Lakh | 2.67 Lakh | 20 Years |
| Low Income Group Households 1 (MIG 1) | 6-12 Lakh | 160 Sq. Meters | 4% | 9 Lakh | 2.35 Lakh | 20 Years |
| Low Income Group Households 2 (MIG 2) | 12-18 Lakh | 200 Sq. Meters | 3% | 12 Lakh | 2.30 Lakh | 20 Years |
Part of Pradhan Mantri Awas Yojana
The Central Government has divided it into two parts to make the benefits of PM Awas Yojana 2023 accessible to all the poor citizens of the country. Both these parts are as follows.
Pradhan Mantri Gramin Awas Yojana (PMAY-G):
Earlier this scheme was operated in the country by the name of Indira Awas Yojana. Which has been converted into Pradhan Mantri Gramin Awas Yojana in the year 2016. Under PMAY-G, pucca (पक्के) houses and other facilities such as electricity supply, sanitation, water facilities and toilets etc. are provided to the poor families living in kutcha houses in the ruler area of the country.
Pradhan Mantri Urban Housing Scheme (PMAY-U)-
Through this scheme, 4331 cities and bodies were selected to provide the facility of pucca (पक्के) houses to the citizens of the urban areas of the country. PMAY-U has been implemented in the country in 3 phases.
- First phase- From April 1, 2015 to March 2017, the scheme was operated in the first phase in 100 selected states/union territories of the country.
- Second Phase – In this phase, 200 cities were covered from April 2017 to March 2019.
- Third Phase – From April 2019 to March 2022, the remaining cities have been covered in the third phase. But now the duration of this phase has been extended till 30 September 2022.
Affordable Rental Housing Scheme Under PMAY
Affordable rental housing scheme has been started under Pradhan Mantri Awas Yojana. This scheme has been launched by the central cabinet. Because in our country, most of the people leave their city and go to work in another place, due to which they have to find a house to live. In which they have to face a lot of problems. To solve this problem, the Affordable Rental Housing Scheme has been launched by the Union Cabinet.
Through which houses will be made available to all such people to stay at low rates. Under this scheme, vacant government plots or buildings will be used. In which, along with living arrangements, water facility, electricity facility, sewer facility etc. will also be provided to the beneficiaries. About 3.5 lakh migrant laborers of the country will get the benefit of this scheme.
The government has fixed a 25-year agreement under this scheme, which means this scheme will be run for 25 years. Then later the housing areas will be handed over to the local body. By the way, it has also been decided to continue this scheme in future. If the companies provide accommodation to the migrant laborers on their behalf, then the government will encourage them and also give them tax exemption.
Details of the States Benefited Under PMAY
| State Name | Number of Benefited Cities and Villages |
| Chhattisgarh | 100 |
| Odisha | 26 |
| Rajasthan | 15 |
| Jharkhand | 15 |
| Uttar Pradesh | 13 |
| Maharashtra | 13 |
| West Bangal | 57 |
| Uttrakhand | 57 |
| Haryana | 38 |
| Gujrat | 45 |
| Kerala | 52 |
| Karnataka | 95 |
| Jammu & Kashmir | 19 |
| Tamil Nadu | 65 |
Pradhan Mantri Awas Yojana Statistics
| House sanctioned | 112.52 lakh |
| House Grounded | 80.2 Lakh |
| House Completed | 48.02 Lakh |
| Central assistance committed | 1.81 lakh crore |
| Released by Central Assistance | 95777 crore |
| Total investment amount | 7.35 lakh crore |
Objective of Pradhan Mantri Awas Yojana
The main objective of starting this scheme is to provide their own pucca (पक्के) house to the economically weaker, low income and low income group families of the country. Because even today there are many families in our country who are unable to build their own pucca (पक्के) houses in this era of inflation due to financial constraints. Because of which they have to spend their life by the side of the road, living in slums and kutcha houses. To solve this problem of poor families of the country, Prime Minister has started Pradhan Mantri Awas Yojana.
Under this scheme, loans are provided to eligible families for the construction of pucca (पक्के) houses through banks at low interest rates, on which subsidy is also given. Through PMAY 2023, the facility of pucca (पक्के) houses has been provided to crores of families in the country. This scheme is developing the poor families of the country by providing them basic facilities like house. As a result of which our country is also moving towards development.
Pradhan Mantri Awas Yojana Application Form
How many components are there in Pradhan Mantri Awas Yojana 2023?
The scheme has four components. Through whom this scheme is being operated across the country. Which is as follows.
In-situ slum rehabilitation –
To formally bring slums into urban areas by providing houses to eligible households living in slum locations in the country. Along with this, ₹ 100000 will also be given by the central government to the families living in slums for the house.
Credit Linked Subsidy-
Through this, loans ranging from ₹ 600000 to ₹ 1200000 are made available at very low interest rates for construction of new houses or repair of old houses in the name of housewives in the country. Subsidy is also provided by the Central Government on this loan. This component promotes affordable housing for the weaker section of the society.
Affordable Housing in Partnership with Public and Private Sectors –
Through this component, families belonging to Economically Weaker Sections (EWS) are provided financial assistance of 1.5% from the Central Government. States and Union Territories can partner with their own agencies or the private sector to develop such a housing scheme.
Subsidy for Beneficiary-led Individual House Construction –
This component caters to the housing requirement of families belonging to economically weaker sections who cannot avail the benefits of the Housing Scheme 2023 under the other three components. Under this component, financial assistance of Rs 1.5 lakh is provided by the Central Government to the beneficiaries for building a new house or repairing an old house.
Eligibility for application under Pradhan Mantri Awas Yojana 2023
- It is mandatory for the applicant to be a permanent resident of India.
- Only applicants belonging to BPL category and low income group are eligible to apply under this scheme.
- The age of the applicant should be 18 years or more.
- Applicant should not have own house.
- For EWS and LIG family groups only the female head will be given the benefit of this scheme.
- No member of the poor family should have a job.
- The applicant family should not be taking advantage of any other government housing scheme.
- The family annual income of the applicants belonging to EWS should be less than ₹ 300000.
- The annual income of the family of applicants belonging to LIG category should be between ₹ 600000 to ₹ 100000 only.
- The annual income of the families belonging to the MIG 1 category should be between Rs 6 lakh to Rs 12 lakh.
- The annual income of the family belonging to MIG 2 category should be in the range of ₹ 1200000 to ₹ 1800000.
Pradhan Mantri Awas Yojana 2023 Important Documents
- Aadhar card
- Voter ID Card
- PAN card
- caste certificate
- income certificate
- age certificate
- Ration card
- mobile number
- Bank account statement
- passport size photograph
How to see Pradhan Mantri Awas Yojana Subsidy Calculator?
First of all you have to go to the official website. After visiting the official website, the home page will open in front of you.
On this home page, you have to click on the option of Subsidy Calculator. After clicking on the option, the next page will open in front of you.
On this page you will have to fill all these information about your Annual Family Income, Loan Amount, Tenure(Months). Then the subsidy calculator will appear in front of you.
How to see SLNA list of PM Awas Yojana?
- First of all you have to go to the official website. After visiting the official website, the home page will open in front of you.
- On this home page you will see the option of SLNA List. You have to click on this option. After clicking on the option, SLNA List PDF will open in front of you on the next page and you can check.
PMAY 2023: Process of getting information related to cities and prerequisites
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- Now you have to click on the progress option.
- After this you have to click on the option of PMAY (URBAN) Progress.
- Now you have to click on the option of Cities and Pre Requisites.
- Now a new page will open on your screen.
- On this page you will be able to see related information.
Pradhan Mantri Awas Yojana 2023: Process to download mobile app
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the option of the menubar.
- After this you have to click on the option of PMAY (URBAN) app.
- Now a new page will open in front of you.
- You have to click on the Install option on this page.
- The mobile app will be downloaded to your device as soon as you click on the install option.
Pradhan Mantri Awas Yojana 2023: Process to see Sanction and Release Order
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- After this you have to click on the progress option.
- Now you have to click on the option of Sanction and Release Order.
- As soon as you click on this option, a new page will open in front of you.
- All Sanction and Release orders will be available on this page.
- You have to click on the option as per your requirement.
- After this, the Sanction and Release Order will open in front of you in PDF format.
- If you want to download it then you have to click on the download option.
Pradhan Mantri Awas Yojana 2023: Process of Viewing Geo Tag Images
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the progress option.
- Now you have to click on the option of Geo Tag Images.
- After this the following options will open in front of you.
- BLC House
- AHP/ISSR Project
- You have to click on the option as per your requirement.
- After this, a new page will open in front of you, in which you will have to enter the asked information like state, district, project etc.
- After that you have to click on the submit option.
- The relevant information will be on your computer screen.
Pradhan Mantri Awas Yojana 2023: Process of viewing the publication
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- After this you have to click on the tab of IEC.
- Now you have to click on the option of IEC material.
- After this you have to select the option of Publications.
- As soon as you click on this option, a list of all the publications will open in front of you.
- You have to click on the link as per your requirement.
- After this PDF file will open in front of you.
- You can see the related information in this pdf file.
PMAY(U) 100 Day Challenge Standard Operating Procedure Viewing Process
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the option of PMAY (URBAN) Awards 2022 – 100 Day Challenge.
- Now you have to click on the option of Standard Operating Procedure.
- As soon as you click on this option, the Standard Operating Procedure will open on your computer screen in PDF format.
- If you want to download it then you have to click on the download option.
Some important guidelines to fill the PMAY application form
Avoid Fake Website
While filling the application form, you have to take special care that you are applying through the official website only. Many times there are many fake websites which are frauds. Money is collected from people through these websites. While applying, you have to keep in mind that the website on which you are filling the application form should be a government website only.
Recheck the application form
You have to enter all the information asked in the application form carefully. If you have not entered any type of information properly then your application will not be accepted. After filling all the information you need to check it again. So that there is no mistake. If you are filling the offline application form then you have to fill the application form in neat writing.
follow all the guidelines
All type of guidelines you have to read carefully before filling application form and you have to follow these guidelines while filling application form if you have not followed these guidelines then your application can be rejected.
take care of the file size
You have to upload photo and signature in the application form. While uploading any type of document, you have to take special care whether the document you are uploading is correct or not. While uploading the document, you also have to keep in mind that whether you have followed all the guidelines for uploading the document or not. Many times the file size is given on the official website. You have to upload a document of the same file size.
Avoid entering unnecessary information
You do not have to enter any unnecessary information in the application form. If you enter any kind of unnecessary information then in this case also your application form can be rejected.
Enter all the mandatory information
You have to enter all the mandatory information. All mandatory points are is mostly marked with a star. If you have skipped to enter any mandatory information. In this case your application can be rejected.
Keep the photocopy of the application form handy
After filling the application form, you have to take out the photocopy of your application form and keep it with you. So that it can be used in future.
keep reference number handy
After filling the application form you will get the reference number. You will also need to keep this reference number handy. Through this number you can track your application status.
PMAY 2023: Housing for All Guidelines viewing process
- First of all, you have to go to the official website of Pradhan Mantri Awas Yojana PMAY.
- Now the home page will open in front of you.
- On the home page, you have to click on the option of PMAY (URBAN).
- After this you have to click on the option of HFA Guidelines.
- As soon as you click on this option, the complete list of guidelines will open in front of you.
- You have to click on the link as per your requirement.
- After this, the guideline file will open in front of you in PDF format.
- If you want to download this file then you have to click on the download option.
PMAY 2023: Housing for All Important Notice Viewing Process
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana PMAY.
- Now the home page will open in front of you.
- After this you have to click on the tab of PMAY (URBAN).
- Now you have to click on the option of HFA Important Notice Clarifications and Formats.
- As soon as you click on this option, a list of all important notices will open in front of you.
- You have to click on the link as per your requirement.
- After this, the file will open in front of you in PDF format.
- If you want to download this file then you have to click on the download option.
PMAY Progress Viewing Process
- First of all you have to go to the official website of Pradhan Mantri Awas Yojana.
- Now the home page will open in front of you.
- On the home page, you have to click on the progress tab.
- After this you have to click on the option of PMAY (URBAN) Progress.
- Now the following will come out in front of you.
- city wise progress
- national progress
- state wise progress
- Sitejs And Pre Requisites
- You have to click on the link as per your requirement.
- The relevant information will be on your computer screen.
Pradhan Mantri Awas Yojana 2023: Helpline Number
Through this article, we have provided you all the important information related to Pradhan Mantri Awas Yojana. If you are still facing any kind of problem then you can contact on helpline number to solve your problem. The helpline numbers are as follows.
- +011-23060484,
- +011-23063285,
- +011-23061827,
- +011-23063620,
- +011-23063567